Have you seen the Microchip Pic32 USB Starter Kit 2 - it has all the features you are talking about, usb, smd pcb, programmer etc and comes with all the cables etc.
Trying to use your old serial (JDM?) programmer - forget it.
Using the Pk2 - possibly - but you will regret not having the debugger feature if you are a serious developer.
As Xiofan said, the ICD 3 is the one to buy for the current and future high end chips.
Most large suppliers stock ready made smd header boards.
Its the old problem, use rubbish , get rubbish - so bite the bullet and get some decent kit now which will serve you well for years to come.
If possible buy direct from Microchip then they hold the guarantee should anything go wrong.
post edited by richardc - 2010/05/10 01:23:43