Dental Coverage

Two MetLife Dental plans are offered. At the time of service, employee can go in-network or out-of-network for services. In-network benefits are higher than out-of-network benefits.

Prescription Drug Plan

To be eligible for the WHI prescription drug plan, employees must be enrolled in a medical plan. A 30-day supply can be purchased over-the-counter. A 90-day supply can be purchased for approved maintenance drugs either over the counter or through an alternative mail order program.

Employee Life Insurance

You are covered with one and a half times (1.5X) your base annual salary. You may purchase additional life insurance for yourself and your family under the Metropolitan Supplemental Life Program.

Accidental Death and Dismemberment Life Insurance

You are covered with one times (1X) your base annual salary. You have the option to purchase up to four times (4X) your base salary for yourself and you may cover your spouse for 60% of the amount you elect for yourself and children for 25% of the amount you elect for yourself up to $50,000.

Metropolitan Life Insurance Supplemental Life Insurance

Additional life insurance may be purchased through this voluntary plan for up to five times (5.5X) your salary up to $1,250,000. Coverage for your spouse is available up to $100,000, and for children up to $10,000.

Long Term Disability Coverage

You are covered with 60% of your base salary up to $1,000 per month maximum. You have the option to purchase 66 2/3% of your base salary up to the specified plan maximum.

Group Legal Plan

This is a voluntary comprehensive legal plan that covers employees for almost all legal situations. Services can be provided over the phone or in an attorney’s office. Types of services covered include will preparation, real estate transfers, consumer disputes, property protection, document preparation, defense of civil damage lawsuits, etc.

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